European bitcoin investors seeking the best bitcoin-only onramps have several reliable options available. These specialized exchanges focus exclusively on bitcoin, offering a distraction-free environment without the noise of alternative cryptocurrencies.
Best Bitcoin-Only Onramps for Europeans
Pocket Bitcoin
Pocket Bitcoin offers a user-friendly interface for purchasing bitcoin directly with euros. Its focus on simplicity makes it ideal for beginners.
Why Pocket Bitcoin? 
User-Friendly Interface: Users can quickly navigate through the process of purchasing bitcoin without any complicated steps.
Non-Custodial Wallet Integration: Allows users to buy bitcoin without needing to create an account or undergo KYC (Know Your Customer) verification.
Recurring Purchases: The platform supports automated recurring buys, enabling users to implement dollar-cost averaging strategies easily.
Competitive Fees: The platform minimizes network fees by combining payouts into single transactions, making it cost-effective for users.
Wide Hardware Wallet Support: Supports various hardware wallets, including Ledger and Trezor, ensuring users can securely store their bitcoin after purchase.
Lightning Network Support: Pocket Bitcoin has integrated Lightning Network capabilities.
Bittr
Bittr is an innovative platform designed for users looking to purchase bitcoin easily and efficiently. Its standout feature is the ability to set up recurring purchases, making it particularly appealing for those interested in implementing a dollar-cost averaging (DCA) strategy.
Why Bittr?
Automated Recurring Purchases: Bittr allows users to automate their bitcoin purchases through recurring SEPA transfers.
Non-Custodial Transactions: Users can buy bitcoin directly into their wallets, eliminating the need for custodial services.
Privacy-Focused: Bittr operates as a non-KYC (Know Your Customer) exchange for transactions up to €900 per day.
Seamless Integration with European Banks: Bittr supports SEPA transfers from various banks across Europe, making it accessible for users in the EEA region.
21Bitcoin
21bitcoin is a user-friendly platform designed specifically for purchasing bitcoin, known for its competitive fees starting at just 0.79%.
Why 21Bitcoin?
Low Fees: With trading fees starting at only 0.79%, 21bitcoin provides a cost-effective solution for buying bitcoin.
User-Friendly Mobile App: The platform is exclusively available on mobile devices, making it easy to buy and sell bitcoin with just a few taps.
Automated Savings Plan: 21bitcoin offers an Automated Savings Plan feature that allows users to set up recurring purchases of bitcoin.
High Security Standards: The platform prioritizes user security by storing bitcoin in cold storage and partnering with reputable financial institutions.
Relai
Relai, based in Switzerland, distinguishes itself as Europe’s most accessible bitcoin-only investment application.
Why Relai?
No KYC Requirement: Relai operates under a no-KYC (Know Your Customer) policy for transactions up to €100 per month, allowing users to buy bitcoin without providing personal identification.
Non-Custodial Wallet: The app provides a built-in non-custodial wallet, meaning users have full control over their bitcoin.
Recurring Purchase Options: Relai allows users to set up automated recurring purchases, enabling them to invest in bitcoin regularly (weekly or monthly).
Accessibility Across Europe: The app supports multiple payment methods, including bank transfers, credit cards, and popular digital wallets like Apple Pay and Google Pay.
Bitwala
Bitwala is a comprehensive banking service that integrates bitcoin trading with everyday banking features, making it an attractive option for users in Europe.
Why Bitwala?
Integrated Banking Services: Bitwala combines traditional banking with bitcoin services, allowing users to manage their euros and bitcoin in one place.
Bitcoin Debit Card: Users receive a free Bitwala debit card that can be used for everyday purchases and cash withdrawals at ATMs worldwide.
High Security Standards: Bitwala employs robust security measures, including on-chain multi-signature wallets that keep private keys decentralized and secure.
Bitstack
Bitstack focuses on simplifying the buying process through its app, allowing users to purchase bitcoin with just a few taps.
Why Bitstack?
Automatic Round-Up Savings: Bitstack allows users to round up their everyday purchases to the nearest euro, automatically investing the spare change into bitcoin. For example, if a user spends €2.60 on coffee, the app rounds it up to €3.00 and invests the €0.40 difference in bitcoin.
Low Minimum Investment: Users can start buying bitcoin with as little as €1.
User-Friendly Interface: Designed with simplicity in mind, Bitstack is accessible to users of all experience levels.
Wave
Wave is one of the best bitcoin-only onramps that offers a variety of features designed to enhance the user experience for purchasing bitcoin.
Why Wave?
Support for Multiple Currencies: While primarily focused on bitcoin, Wave also accommodates various fiat currencies.
Educational Resources: The platform often provides educational materials and resources to help users understand bitcoin.
Multiple Payment Options: Wave supports various payment methods.
Privacy-Focused Transactions: Wave emphasizes user privacy by allowing purchases without requiring extensive personal information.
CoinCorner
CoinCorner is a well-established bitcoin platform that offers a range of features designed to facilitate the buying, selling, and management of bitcoin.
Why CoinCorner?
Multiple Payment Methods: Users can fund their accounts using various payment options, including bank transfers and credit cards.
Bolt Card: The proprietary Bolt Card allows users to spend their bitcoin easily at various merchants. This card uses Lightning Network payments for instant transactions.
Cashback Rewards: Users can benefit from cashback rewards when shopping online through CoinCorner.
bt.cx
btcx is a Swedish bitcoin-only exchange offering purchases via card, instant bank transfer, swish and Google and Apple Pay.
“We are veterans in the Swedish Blocktech scene with many years of experience. BTCX was the first company in Sweden to enable customers to buy and sell bitcoin.”
Azteco
Azteco bitcoin vouchers work just like gift cards or prepaid vouchers. You can buy one today for as little as $10 and pay by cash or card.It’s easy to redeem an Azteco bitcoin voucher in less than a minute. You don’t need to create an Azteco account and you can use your existing bitcoin wallet.
Non-KYC Onramps for Europeans
VEXL
Vexl is a mobile app that allows to find peers based on your address books extended circle. By securly matching phone numbers, the app ensures that only trusted users are on the app and allowed to trade. Trading can take place in person for cash or via bank transfer.
“Vexl is a mobile app giving its users a simple, accessible and safe way to trade bitcoin as it was intended – peer-to-peer and without KYC.”
Robosats
RoboSats is a peer-to-peer (P2P) bitcoin exchange that emphasizes on privacy and ease of use.
Why Robosats?
No KYC Requirements: RoboSats operates without requiring any personal identification or KYC (Know Your Customer) verification.
Enhanced Privacy through Tor: The platform is accessible via the Tor network, which adds an additional layer of anonymity by masking users’ IP addresses and locations.
Randomized Robot Avatars: Each transaction generates a unique robot avatar for the user, further protecting their identity.
Escrow Protection: The platform employs an escrow system that protects buyers by holding bitcoin until both parties fulfill their obligations.
Hodl Hodl
Hodl Hodl is a P2P bitcoin exchange that allows users to buy and sell bitcoin directly with one another while maintaining privacy and control over their funds.
Why Hodl Hodl?
No KYC Requirements: Hodl Hodl does not require users to undergo KYC (Know Your Customer) verification.
Non-Custodial Transactions: The platform operates on a non-custodial basis.
Escrow System for Security: Hodl Hodl utilizes an escrow service that protects both buyers and sellers during transactions.
Flexible Payment Options: The platform supports a wide range of payment methods, including bank transfers, cash payments, and various online payment services.
The integration of modern banking features has made these platforms increasingly accessible. Many now offer virtual IBANs, enabling seamless transfers between traditional banking systems and bitcoin purchases. This integration streamlines the process of moving funds from conventional bank accounts to bitcoin investments.
Looking ahead, these bitcoin-only platforms continue to evolve, adapting to changing regulatory requirements while maintaining their focus on security and user experience. The implementation of MiCA regulations will further strengthen their position as compliant and trustworthy services for European bitcoin investors.
