RiskPay, a payment processing provider for high-risk merchants, today announced the launch of its new and revised affiliate platform, offering lifetime revenue share commissions paid instantly in USDC directly to partner wallets.
The program gives affiliates a percentage of transaction fees generated by every merchant they refer, for the lifetime of that merchant’s account. Commission tiers range from 2% to 15% based on merchant processing volume, with no cap on the number of merchants an affiliate can refer.
How the program works
Affiliates register, receive a unique referral link and earn a recurring commission share each time a referred merchant processes a payment through RiskPay. Payouts are settled in USDC and delivered directly to the affiliate’s wallet, removing the bank transfer delays and minimum payout thresholds common in legacy affiliate programs.
The program requires no upfront cost to join and no existing relationship with RiskPay’s merchant base. Affiliates receive access to a tracking dashboard that shows referred merchants, transaction volume and earned commissions in real time. 
Lifetime commissions, not bounties
RiskPay’s structure differs from one-time referral bounties. Because commissions are tied to ongoing merchant processing activity, a single qualified referral continues generating affiliate income as long as the merchant remains active on the platform.
Lightning Network payouts on the roadmap
RiskPay also announced that Lightning Network payout support is currently in an early planning phase for affiliate payouts. The feature, once live, will allow affilaites to receive payouts over the Bitcoin Lightning Network, alongside existing USDC payout options.
The addition is intended to give affiliates a Bitcoin-native payout alternative with lower per-transaction costs than conventional settlement rails and near-instant finality.
Target partners for RiskPay’s affiliate program
RiskPay said the affiliate program is designed for digital marketers, payment consultants, fintech content publishers and business service providers who work with or advise merchants in high-risk categories including gaming, digital goods, nutraceuticals and cross-border e-commerce.
Merchants referred to the program must operate in categories that RiskPay supports. Full eligibility criteria are available at riskpay.biz.
About RiskPay
RiskPay provides payment processing and settlement infrastructure for high-risk merchant categories. The company’s platform supports multiple payment methods, merchant onboarding and payout operations.
