Galoy, the trailblazing developer of bitcoin-native banking solutions, recently announced the launch of Lana, a groundbreaking lending platform designed to empower challenger banks, community banks, and forward-thinking financial institutions to offer bitcoin-collateralized loans with unprecedented speed and security.
By simplifying access to digital asset-backed lending, Lana enables banks to meet surging customer demand for liquidity solutions that preserve ownership of bitcoin holdings.
Transformative Lending, Simplified
Lana eliminates traditional barriers to bitcoin-backed lending, allowing banks to deploy fiat loans secured by bitcoin collateral in weeks—not months or years. The platform automates complex processes such as collateral management, margin call execution, loan approvals, and liquidation protocols, ensuring compliance and minimizing operational overhead. 
For borrowers, Lana-powered loans provide a tax-smart alternative to selling bitcoin. Customers unlock immediate liquidity while avoiding capital gains taxes and retaining long-term exposure to bitcoin’s growth. For banks, bitcoin’s high liquidity reduces risk, while competitive interest margins outperform conventional loan products.
Key Advantages of Lana:
- Rapid Integration: Seamlessly connects to core banking systems, exchanges, and custodians.
- Regulatory Confidence: Built with auditable processes and adaptable compliance frameworks.
- Future-Proof Scalability: Designed to support evolving digital asset regulations and market demands.
“Bitcoin is redefining value, and banks need tools to stay ahead,” said Nicolas Burtey, Galoy’s Founder. “Lana bridges traditional finance with the digital asset economy, empowering institutions to grow their portfolios while serving clients who refuse to choose between liquidity and bitcoin ownership.”
Why Bitcoin-Backed Lending?
As bitcoin adoption surges, customers increasingly seek ways to leverage holdings without selling. Lana enables banks to cater to this demand, fostering client loyalty and attracting new users. Institutions can now diversify revenue streams with a low-risk product that aligns with the decentralized future of finance.
Flexible Custody, Built for Banks
Lana integrates with leading custodians, granting banks flexibility in risk management. Whether partnering with third-party custodians or leveraging existing infrastructure, institutions maintain control over compliance strategies while offering a cutting-edge service.
Galoy pioneers bitcoin-native banking infrastructure, empowering institutions to launch innovative financial services securely and at scale. Its flagship product, Blink (formerly Bitcoin Beach Wallet), is a globally recognized self-custodial solution for bitcoin and Lightning payments.
