Why are Stripe Alternatives are growing like mushrooms? When it comes to online payment processing, Stripe has long dominated the conversation.
However, with its complex pricing structure, strict policies and first-world focus, many entrepreneurs and companies are actively seeking viable Stripe alternatives. 
Whether you’re a SaaS startup, e-commerce store, or global enterprise, choosing the right payment processor can significantly impact your bottom line and customer experience.
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Why Consider Stripe Alternatives?
Before diving into our comprehensive list, it’s worth understanding why businesses are exploring alternatives to Stripe. While Stripe offers robust features and excellent developer tools, some businesses face challenges with pricing transparency, limited global coverage, or specific industry requirements that Stripe doesn’t fully address.
The Complete List of Stripe Alternatives
Based on extensive research and analysis of the payment processing landscape, here are 27 proven Stripe alternatives that could be the perfect fit for your business:
1. Flash – Easiest Bitcoin Payment Solution
Flash is the easiest Bitcoin payment gateway for businesses to accept payments. Supporting both digital and physical enterprises, Flash leverages the Lightning Network to enable fast, low-cost Bitcoin transactions. Launched in its 2.0 version in March 2025, Flash is at the forefront of driving Bitcoin adoption in e-commerce.
2. Lemon Squeezy – The SaaS-Focused Alternative
Dubbed as “acq’d by Stripe,” Lemon Squeezy offers a comprehensive solution specifically designed for digital product sales and SaaS businesses. It provides strong customer support, built-in analytics, and handles payments, subscriptions, global tax compliance, and fraud prevention in one platform.
3. Gumroad – Creator Economy Champion
Gumroad has carved out a niche serving creators and small businesses by providing tools for selling digital products, physical goods, and subscriptions. It’s particularly popular among content creators, artists, and independent entrepreneurs who want to experiment with various ideas and formats. They also open-sourced their code which is quite the ‘chad-move’.
4. Paddle – All-in-One SaaS Commerce
Paddle caters to SaaS and software companies by offering a comprehensive platform with billing, licensing, and global tax handling capabilities. It’s designed to be a complete solution for subscription-based businesses, handling payments, tax, and subscription management in one platform.
5. FastSpring – Global E-commerce Specialist
FastSpring specializes in e-commerce solutions for software and SaaS companies, with a focus on global payments and subscription management. According to TechnologyAdvice, it’s particularly strong for international transactions and helps companies sell more, stay lean, and compete big.
6. 2Checkout – Versatile Payment Solutions
2Checkout (now part of Verifone) offers versatile payment solutions excelling in global payments, subscription billing, and digital commerce. One of the best stripe alternatives as it’s an all-in-one monetization platform that maximizes revenues and makes global online sales easier, supporting over 200 countries and territories.
7. Payoneer – Cross-Border Payment Expert
Payoneer simplifies cross-border payment solutions, offering local payment ease globally with a focus on market expansion and multi-currency support. It’s trusted by small to medium-sized businesses for global payment solutions and international money transfers.
8. Chargebee – Subscription Management Leader
Chargebee is a subscription management platform perfect for SaaS and SMBs, with robust billing and revenue management features. If you were looking for stripe alternatives to setup subscriptions, Chargebee might be right for you. It streamlines revenue operations and helps businesses grow efficiently with comprehensive subscription billing capabilities.
9. Maxio (formerly Chargify) – B2B SaaS Billing
Maxio offers a robust platform for B2B SaaS billing and financial operations, focusing on growth and efficiency for subscription businesses. It’s the most complete financial operations platform for B2B SaaS, bringing core financial operations into one platform.
10. Recurly – Dynamic Subscription Management
Recurly offers dynamic subscription management platform, excelling in churn management and data insights for subscription growth. It’s the only proven platform that expands and protects your recurring revenue with subscription management, recurring billing, and payments orchestration.
11. Braintree – PayPal’s Enterprise Solution
Braintree (by PayPal) provides a versatile global payments platform, integrating multiple payment methods with a focus on conversion and security. It delivers end-to-end checkout experiences for businesses, offering single-touch payments and mobile optimization.
12. PayKickstart – Modern Commerce Platform
PayKickstart offers a modern commerce platform for online billing and affiliates, focusing on revenue maximization and churn minimization. It’s the most complete checkout, recurring billing, affiliate management, and retention solution with global capabilities.
13. PayPro Global – Full-Service E-commerce
PayPro Global offers a full-service eCommerce solution for selling software and SaaS, focusing on global payments, tax compliance, and customer support. It provides flexible solutions with over 70 payment methods and great support for software companies.
14. Shopify Payments – E-commerce Integration
Integrated with Shopify, this service is ideal for SMBs in eCommerce, offering a seamless shopping cart and payment experience. It’s the simplest way to accept online payments, automatically set up for major methods with no fees for some payment types.
15. Square – Versatile POS and Payment Solutions
Square provides versatile POS and payment solutions for small businesses with a strong focus on retail and mobile payments. Forbes Advisor notes it as one of the top alternatives for businesses needing both online and offline payment capabilities.
16. Zoho Billing – Integrated Business Solution
Zoho Billing is an online recurring billing and subscription management solution, ideal for small and medium-sized businesses seeking professional invoice creation, time and expense tracking, and improved cash flow management. Zoho isn’t just competing for stripe alternatives, they offer a ton of other products and services.
17. WePay – Chase Company Integration
WePay, a Chase company, provides integrated payment solutions for ISVs and SaaS companies with customizable payment solutions. It’s designed for platforms like marketplaces and small business tools, offering seamless user experience and fraud protection.
18. QuickBooks Payments – SMB Accounting Integration
This service provides seamless accounting and payment solutions for SMBs and SaaS businesses, featuring real-time tracking and automated bookkeeping. It lets small businesses accept payments online from anywhere with easy integration into QuickBooks accounting.
19. Mangopay – Marketplace Payment Infrastructure
Mangopay offers a modular payment infrastructure for marketplaces and platforms, emphasizing flexibility, global payouts, and AI-powered anti-fraud. It uses flexible wallets built to orchestrate fund flows and monetize payment experiences.
20. Coinbase Commerce – Cryptocurrency Payments
Coinbase Commerce enables businesses to accept payments from around the world using cryptocurrency. It offers instant settlement, low fees, and broad asset support, making it easy for merchants to accept digital currency payments globally.
21. BTCPay Server – Open-Source Bitcoin Processor
BTCPay Server is a self-hosted, open-source cryptocurrency payment processor with 0% fees and no third-party involvement. It’s secure, private, censorship-resistant, and completely free for businesses wanting full control over their Bitcoin payments.
22. Lago – Open-Source Billing Alternative
Lago is an open-source alternative to Stripe Billing and Chargebee, specializing in billing and metering in one place for usage-based pricing models. It helps companies monetize and price seamlessly, from metering and billing to prepayments and invoicing.
23. Mollie – European Payment Specialist
Mollie is an EU-focused solution to accept payments, optimize conversion, and access funding. It’s particularly strong in European markets, offering effortless online and in-person payments with honest pricing and no hidden fees.
24. Adyen – Enterprise Global Platform
Adyen offers a single platform for payments, risk management, and optimization, suitable for enterprises with global reach requirements. It’s an end-to-end financial technology platform that helps businesses realize their ambitions faster with comprehensive payment solutions.
25. Speed – Lightning-Fast Bitcoin Processing
Speed is a Bitcoin Lightning payment processor for e-commerce that starts with 0% fees. It’s a unified payment processor that enables businesses to accept Bitcoin and stablecoins via Lightning Network, ERC20, and TRC20, offering fast, low-fee transactions.
26. OpenNode – Bitcoin Business Solutions
OpenNode provides Bitcoin payments and payouts for businesses with API and ecommerce integrations. It’s a simple Bitcoin payment processor for any business, offering lightning-fast, low-cost bitcoin payments with powerful API integration.
27. Frame – Simplified Payment Solutions
Frame positions itself as making “payments easier” with a streamlined approach to payment processing. This platform focuses on reducing complexity while maintaining robust functionality for modern businesses, offering straightforward pay-as-you-go pricing with no setup charges or monthly fees.
Additional Notable Mentions
Several other platforms deserve recognition in the Stripe alternatives space:
- Buy Me a Coffee – Perfect for simple payments, donations, or membership-only feeds with support for one-off and recurring payments
- CheckoutPage – Easy-to-use checkout page builder with variety of templates, focusing on online funnels and forms
- Kit Commerce (formerly ConvertKit) – Easy monetization for creators, offering unique features like direct sales, paid newsletter subscriptions, and online marketing tools
- Kajabi – Comprehensive platform for creators to build, grow, and manage online courses, coaching, and memberships with integrated payment processing
- Ko-fi – Creator-friendly platform for accepting donations, selling memberships, commissions, and shop items with 0-5% fees
How to Choose the Right Stripe Alternative
When evaluating Stripe alternatives, consider these key factors:
- Transaction Fees: Compare processing rates and hidden fees
- Global Reach: Ensure the platform supports your target markets
- Industry Focus: Some alternatives specialize in specific sectors
- Integration Capabilities: Check API quality and existing integrations
- Customer Support: Evaluate support quality and availability
- Compliance: Ensure the platform meets your regulatory requirements
Conclusion
The payment processing landscape offers numerous viable Stripe alternatives, each with unique strengths and specializations. Whether you’re looking for lower fees, better international support, cryptocurrency capabilities, or industry-specific features, there’s likely a solution that fits your needs perfectly.
From enterprise-level solutions like Adyen and Square to specialized platforms like Lemon Squeezy for SaaS businesses or Coinbase Commerce for cryptocurrency payments, the key is matching your specific requirements with the right platform’s strengths.
Take time to evaluate your current payment processing needs, projected growth, and customer preferences before making the switch. Many of these alternatives offer free trials or demo periods, making it easier to test their capabilities before committing to a new payment processor.
Looking for more insights on payment processing and business tools? Stay tuned to Lightning.News for the latest updates and comprehensive guides on fintech solutions.
